Seminario: "Personalized Information as a Tool to Improve Pension Savings: Results from a Randomized Control Trial in Chile"

Autor(es): Olga Fuentes (Super Pensiones), Jeanne Lafortune (PUC), Julio Riutort (UAI), José Tessada (PUC), Félix Villatoro (UAI). Presenta: Jeanne Lafortune (PUC) Lugar y hora: Miércoles 12 de Abril de 2017, 13:00 hrs. Sala P 301, Edificio Placa (Diagonal Paraguay 257)


We randomly offer to workers in Chile personalized versus generalized information about their pension savings and forecasted pension income. Personalized information increased the probability and amounts of voluntary contributions after one year without crowding-out other forms of savings. Personalization appears to be very important: individuals who overestimated their pension at the time of the intervention saved more. Thus, a person’s inability to understand how the pension system affects them may partially explain low pension savings. Despite the significant response to the intervention, its temporary nature and size suggest that information should be combined with other elements to increase its efficiency.

Datos del Evento

Fecha de inicio:
12 de Abril, 2017 | 13:00 hrs.

Fecha de término
12 de Abril, 2017 | 14:00 hrs.